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Miserly

Bane: You keep 10 percent of your wealth by level in gold or other spendable assets (gems, jewels, etc.), and if you are forced to drop below that limit, you become shaken for 1 hour.

Section 15: Copyright Notice

Christina Stiles Presents Ultimate Options – Minor and Major Drawbacks, © 2013, Christina Stiles; Authors Christina Stiles, Robert Hudson, Jr., and Mike Welham